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Pathak Associates

Lump Sum Investment Calculator

Project the growth of a one-time investment and see the inflation-adjusted value.

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Is a lump sum better than a SIP?
A lump sum wins when markets rise steadily from the day you invest, because all your money is working from the start. A SIP protects you from investing everything at a peak. If you already hold the money, staggering it over a few months is a common middle path.

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